3-D Secure

 

Three domains or 3-D Secure is an XML-based protocol designed to be an additional security layer for online credit and debit card transactions. All the credit and debit card transactions processed by Axaipay will be processed under 3-D Secure environment – Verified By Visa for Visa transactions and MasterCard SecureCode for MasterCard transactions. This security feature is able to help merchant to reduce chargeback due to unauthorised transaction.

 

Under 3-D Secure environment, cardholder will be involved in authorising the transaction by entering one-time password (OTP) received from bank via SMS or mobile app during payment checkout. Once OTP has been validated successfully, the transaction is authorised by cardholder for that particular transaction.

3d-secure.png

Want to learn more?

Thanks! Message sent.