We’re building cashless society!

Responsibilities:

• Develop and maintain web applications using Spring Framework, JSP, ReactJS, and potentially Angular.

• Design and implement RESTful APIs to integrate with front-end applications.

• Must have discipline in writing code.

• Collaborate with other developers, and product managers to deliver high-quality products on time.

• Participate in code reviews and provide constructive feedback to colleagues.

• Troubleshoot and resolve issues in a timely manner.​​

Responsibilities:

• Oversee the end-to-end merchant onboarding process, including Know Your Business (KYB) verification.

• Conduct ongoing risk assessments for merchants to ensure compliance and mitigate potential risks.

• Perform continuous transaction monitoring to detect and prevent fraudulent activities.

• Manage dispute resolution and chargeback processes efficiently to maintain merchant and customer satisfaction.

• Prepare and submit regulatory reports authority related to merchant acquiring activities.

Responsibilities:

• Develop and execute comprehensive marketing campaigns to promote Axaipay's products and services.

• Create content for various platforms, including social media, websites, email newsletters, and more, to engage with target audiences.

• Work closely with the sales team to develop strategies that align with business goals and generate quality leads.

• Conduct market research and competitor analysis to identify trends and opportunities for growth.

• Manage the company’s social media accounts and online presence to increase brand visibility and engagement.

• Track, analyze, and report on the performance of marketing campaigns using KPIs and metrics to optimize strategies.

• Collaborate with cross-functional teams, including product development and customer support, to ensure consistent messaging and a unified brand experience.

• Participate in events, exhibitions, and promotional activities to showcase Axaipay’s offerings.

• Stay up to date with the latest digital marketing trends and technologies to enhance marketing initiatives.

Responsibilities:

• BNM Policy Compliance Auditing: Plan and execute audit programs to verify total alignment with the BNM Merchant Acquiring Services framework, focusing on governance, operational risk management, and capital maintenance rules.

• Merchant Onboarding & KYC Audits: Audit the due diligence, Know-Your-Customer (KYC), and "fit and proper" processes used during merchant recruitment to ensure fraudulent or high-risk entities are systematically blocked.

• Settlement Risk Monitoring: Review settlement cycles to ensure funds are processed and disbursed to merchants accurately, transparently, and strictly within the BNM-recommended timelines (generally two to five working days).

• Technology & Cybersecurity Alignment: Partner with IT auditors to review transaction security, real-time fraud monitoring systems, and adherence to BNM’s newly rolled-out Technology Requirements for Payment Services Regulatees (PSR) framework.

• Fraud Risk & Incident Auditing: Assess the effectiveness of real-time fraud detection mechanism alerts, transactional velocity limits, and how effectively the business reports fraud incidents up to the Board and BNM.

• Outsourcing Review: Audit third-party partnerships (such as independent sales organizations, terminal providers, or external tech vendors) to verify compliance with BNM outsourcing guidelines.

• Audit Reporting & Remediation: Draft precise audit reports highlighting compliance gaps, assign risk ratings, and track management's implementation of remedial actions ahead of external BNM reviews.

Responsibilities:

• Identify and prospect potential merchants across various sectors (Retail, F&B, Hospitality, etc.) to expand the company’s market share.

• Consult with business owners to understand their payment needs and recommend appropriate hardware and software solutions.

• Manage the end-to-end merchant application process, ensuring all "Know Your Customer" (KYC) and Anti-Money Laundering (AML) documentation is accurate.

• Maintain a portfolio of existing merchants, conducting regular reviews to ensure satisfaction and identifying opportunities for upselling or cross-selling.

• Stay updated on payment industry trends, competitor pricing, and emerging technologies (like QR payments or BNPL) to remain competitive.

Responsibilities:

• Participate in a structured rotation program across various departments (e.g., Risk, Compliance, Operations, Business Development, Marketing, Internal Audit).

• Assist in day-to-day operations, projects, and cross-functional initiatives to gain holistic business knowledge.

• Conduct research, data analysis, and reporting to support decision-making and business strategies.

• Take part in compliance and regulatory-related activities, ensuring adherence to internal policies and industry guidelines.

• Support the development and implementation of new business solutions, products, and process improvements.

• Present findings, project updates, and improvement suggestions to management.

• Collaborate with team members and contribute innovative ideas during brainstorming sessions.

• Demonstrate strong problem-solving skills and willingness to take on new challenges.