top of page

Prohibited Business Activities Policy

​​​​

To ensure compliance with local laws, financial regulations, and card network rules, merchants are strictly prohibited from using Axaipay services to facilitate transactions involving any of the products, services, or activities listed below.

1. Global Prohibited Activities (Applicable to All Regions)​​

​

The following activities are strictly prohibited regardless of operating jurisdiction:

  • Weapons, Ammunition & Explosives.

  • llegal Drugs & Paraphernalia.

  • Counterfeit & Infringing Goods.

  • Stolen & Illegal Goods.

  • Organized Crime & Extortion.

  • Adult Content & Services.

  • Superstition & Idolatry.

  • Deceptive & High-Risk Marketing.

  • File-Sharing & Digital Piracy.​

2. Region-Specific Regulatory Compliance​​

​

In addition to the global prohibitions above, merchants operating in or accepting payments from specific regions must adhere to local statutory requirements:

A. Malaysia Specific Prohibitions​​​

  • Unlicensed Financial & Money Services.

  • Unregulated Digital Assets & Crypto.

  • Unlicensed Multi-Level Marketing (MLM).

  • Unlicensed Gambling & Betting.

  • Tobacco & Vaping.

  • Prescription pharmaceuticals without appropriate ministry licenses.

B. Australia Specific Prohibitions​​​

  • Unregistered Financial & Payment Services.

  • Unlicensed Credit & Debt Services.

  • Unlicensed Financial Advice & Investment.

  • Gambling services operating in violation of the Interactive Gambling Act 2001 (IGA).

  • Tobacco products sold without appropriate state/territory permits.

  • Illegal vapes/nicotine products restricted under TGA (Therapeutic Goods Administration) regulations.

  • Unlicensed therapeutic goods.

C. Singapore Specific Prohibitions​​​

  • Unlicensed Payment & Remittance Services.

  • Unlicensed Digital Payment Tokens (DPT).

  • Unlicensed Capital Markets & Advisory Services.

  • Illegal Remote Gambling.

  • Unlicensed Moneylending & Debt Services.

*This list was last updated on 14 September 2026. Axaipay reserves the right to modify or update this policy at any time to ensure compliance with changing statutory and financial partner requirements.

bottom of page